The main goal is to preserve and protect capital with a small amount of investment. Conservative investors are ready to place funds only in risk-free instruments and agree to income not exceeding average deposit rates.

These investors have little investment experience and will tolerate up to 5% capital loss for the opportunity to earn higher returns.

In this case, investors are willing to accept a reasonable level of risk (up to 10% capital loss) in exchange for the potential opportunity to receive income at the level of a bank deposit plus 6-10% per annum in rubles or 4-7% in US dollars.

It is characteristic of young investors with stable income. They tend to take risks in everyday life and are not afraid of failure. They are familiar with most investment instruments and understand what they are going for. Their expected income is at the level of the deposit rate plus 14-18% per annum in rubles or plus 10-13% in US dollars.

Such investors are ready to accept almost any level of risk with unlimited profitability. They have the skills of independent decision-making in capital management and tolerate losses of more than half of their initial investment over a period of time.