Test

The Investor's Risk Profile Test

Get an income at the level of bank deposit rates with minimal risks = 1

Get an income at the level of a bank deposit + 3–6% per annum in rubles (and/or 2–4% per annum in dollars) with a low level of risk = 2

Get an income at the level of a bank deposit + 6–10% per annum in rubles (and/or 4–7% per annum in dollars), accepting an average level of risk = 3

Get an income at the level of a bank deposit + 14–18% per annum in rubles (and/or 10–13% per annum in dollars) with a significant risk of fluctuations in the value of your assets = 4

Invest in the most risky instruments, expecting to get a return that exceeds a bank deposit +18% per annum in rubles and/or 13% per annum in dollars = 5

I do not allow even a temporary decrease in the amount of my investments =1

I allow a decrease in the value of my assets up to 5% =2

I allow a decrease in the value of my assets up to 15% =3

I allow a decrease in the value of my assets up to 25% =4

I am ready for a significant decrease in the value of my assets in the hope of subsequent growth =5

I am a very risky person =4

I take risks =3

I consider myself a cautious person =2

I am not willing to take risks =1

Low =1

Medium =2

Rather high =3

Very high =4

I have not invested before or have only used bank deposits =1

I have experience in investing in mutual funds, trust management services =2

I have been investing through a brokerage account =3

I have been actively investing through a brokerage account using risky instruments (futures market, forex, etc.) =4

The conservative type

The main goal is to preserve and protect capital with a small amount of investment. Conservative investors are willing to invest only in risk-free instruments and accept returns that do not exceed the average deposit rates.

The moderate type

Such investors have little experience in investing and are willing to accept up to 5% capital losses in order to achieve higher returns.

The rational type

In this case, investors are willing to accept a reasonable level of risk (up to 10% capital loss) in exchange for the potential opportunity to earn a return on investment of 6-10% per annum in rubles or 4-7% per annum in US dollars.

The aggressive type

This is typical for young investors with a stable income. They are risk-takers in their daily lives and are not afraid of failure. They are familiar with most investment instruments and understand what they are getting into. Their expected income is at the level of the deposit rate plus 14-18% per annum in rubles or plus 10-13% in US dollars.

The speculative type

Such investors are ready to accept almost any level of risk with unlimited profitability. They have the skills of independent decision-making in the management of capital and allow the loss of more than half of the initial investment for a certain period of time.